Any firm that
establishes resources in it needs to have an infrastructure that is
distinguished to be of high technology that raises the ability of having good
communications with the clients. Banks main concern is security which ensures
customers, information, passwords and accounts safety. The high levels of
protection need the existence of perfect computer technology. The bank would
mainly be able to act as an intercessor that connects the bank with its
customers.
There are some
capabilities to be used when applying the internet banking system, they are
four used to reach a high level of competitive advantage for the bank among
others in the banking and business field. First of all, the cross functional
capabilities must be mastered by the bank. These capabilities include some ways
that make banking operation easier for customers the fact that supports customer
and meet their needs in having quick and easy manage to services of that bank
instead of wasting time. The knowledge based view theory needs accuracy to be
applied which enhances the idea of giving much interest to accuracy. Quick operations
mean nothing without accuracy.
It is important
when talking about such capabilities to mention the functional capabilities
which are of great importance in internet banking and which make sales
operations more successful. Operations of the bank must be connected directly
to the market. Reaching customers quickly and easily is very essential. A knowledge
base of the bank must be set in order to reach all customers of all classes and
identify their different needs and try to meet them fast and efficiently.
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